Delinquent Tax Enforcement Schedule

📅 Bloomfield, CT Tax Schedule

⚠️ Delinquent Tax Enforcement ⚠️

A delinquent statement will be issued immediately following the due date for all delinquent accounts. This will be followed by a demand for payment in the subsequent month. The remainder of the enforcement process is detailed below:

Interest

• Interest Rate: 1.5% per month (or 18% annually), with a minimum interest charge of $2.00.

• The interest is charged from the original due date of the tax, not the date it became delinquent. For example, a payment made on August 2nd for the July 1st installment would be charged 3% interest (1.5% for July + 1.5% for August).

• By law, any payment on a delinquent account must be applied first to the oldest outstanding bill, and all interest and fees must be paid before the outstanding taxes.

Motor Vehicle Delinquency

• DMV Hold: Delinquent motor vehicle taxes are reported to the Connecticut Department of Motor Vehicles (DMV), which denies new vehicle registrations and renewals until all taxes, interest, and fees are paid in full.

• Collection Agency: Unpaid motor vehicle taxes will be turned over to a collection agency three months after the due date, incurring an additional 15% collection agency fee added to the delinquent account balance. 

• Tax Warrant Risk: After the collection agency has made multiple attempts to secure payment, they may issue a "Tax Warrant courtesy letter." Failure to pay the delinquency at this stage may result in a Tax Warrant being issued, which can lead to actions such as wage garnishment to collect the debt.

Real Estate Delinquency

• Lien Placement: If there is an unpaid balance on a real estate tax bill after April 30 of the fiscal year, a tax lien will be placed on the property in the land records. A Notice of Intent to Lien is sent prior to the lien being placed. All interest, fees, and taxes must be paid to release the lien.

• Denial of Building Permits: In accordance with local ordinance authority granted by State Statute, the Town of Bloomfield will deny the issuance of building permits for any property on which real estate taxes are currently delinquent until all outstanding taxes, interest, and fees are paid in full.

Real Estate Tax Sale Auction 

• Substantial Outstanding Balance: Properties with a total outstanding balance exceeding Ten Thousand Dollars ($10,000.00) are subject to tax sale. The property must be at least one year delinquent if the total amount exceeds $10,000.

• Significant Delinquency Period: A property is considered for tax sale if it has been delinquent for three (3) or more years

Personal Property Delinquency

• UCC Lien Filed: Unpaid personal property tax bills are subject to liens placed with the Connecticut Secretary of the State if not paid. A Notice of Intent to Lien is sent in October.

• Collection Agency: Unpaid personal property taxes will be turned over to a collection agency three months after the due date, incurring an additional 15% collection agency fee added to the delinquent account balance. 

• Tax Warrant Risk: After the collection agency has made multiple attempts to secure payment, they may issue a "Tax Warrant Courtesy Letter." Failure to pay the delinquency at this stage may result in a Tax Warrant being issued, which can lead to actions such as wage garnishment to collect the debt.

• Revocation or Denial of Health Permits: Per Connecticut General Statutes 12-146a, the Bloomfield West Hartford Health District may withhold or revoke a license or permit issued to a business enterprise that has delinquent taxes owed to the municipality.